Card & wallet channels / UnionBank Mastercard
UnionBank Mastercard on Agoda
The Agoda channel price that applies when you pay with UnionBank Mastercard. Terms are copied from Agoda’s partner page and can change.
The same promotion also runs on UnionBank. Agoda publishes one set of terms for both links, so the conditions below are identical; we treat UnionBank as the main page for it.
UnionBankPublished terms
- Discount
- 12% off, Mondays to Thursdays
- Max discount
- PHP 3,000
- Prepaid only
- Yes
- Excluded
- Promo-eligible prepaid rooms only
- Eligible cards
- UnionBank credit cards
The page headline now reads 12% off capped at PHP 3,000 with a UnionBank credit card, Mondays to Thursdays, on top of Agoda's own sale prices. The 15 October to 31 December 2026 window and the 7% rate recorded in September are no longer printed, and the general terms state no promotion or stay window, so no dates are recorded here.
Checked 2026-10-13 · Source
The conditions in plain words
What the UnionBank Mastercard channel actually requires.
The discount rate is 12% off, Mondays to Thursdays.
A single booking can save at most PHP 3,000.
It applies to prepaid bookings only. Choosing pay-at-property or pay-later drops the discount.
Eligible cards: UnionBank credit cards. A different card from the same bank may not qualify.
Excluded: Promo-eligible prepaid rooms only
If the discount did not apply
- Whether you arrived through the UnionBank Mastercard channel link. Agoda serves a different price list by the route you come through, so the same room opened in the app or from plain search never shows this rate.
- Whether you chose a prepaid rate. Picking pay at the property drops you out of the promotion.
- Whether the card qualifies: UnionBank credit cards. A card from the same issuer that is not on this list will not trigger it.
- Whether you hit an exclusion: Promo-eligible prepaid rooms only
- Whether you booked a single room. Several rooms of different types, or a package booking, usually loses the discount.
Against the other Philippines channels
Of the 2 card channels running in Philippines today, none publishes a higher rate than this one.
The channels do not stack with each other, and neither do they stack with a promo code. Only one discount is counted, so the one to use is whichever sits highest of the cards actually in your wallet.
Other UnionBank channels
An issuer often runs more than one channel and the rates differ. Open both and pay through the cheaper one.
How to use it
Paste a hotel link and compare; the UnionBank Mastercard channel price is ranked with the others. If it wins, open it and pay with that card.
Even with the right card, the discount can be skipped by promotion dates, minimum spend or prepaid rules, so check the final amount at checkout.
UnionBank Mastercard: common questions
Where do I see the UnionBank Mastercard channel price?
Paste an Agoda hotel link into Tripdify and the UnionBank Mastercard channel price lines up beside the others. It does not appear in the Agoda app or in plain search, because a different price list is served by the route you arrive through.
How much is the UnionBank Mastercard discount?
On Agoda's published terms it is 12% off, Mondays to Thursdays. The window is not stated, and terms change without notice, so confirm on the final checkout total.
Tripdify is not affiliated with card issuers or Agoda and does not guarantee terms. The Agoda checkout page at payment time is what counts.